The Gold Standard in
Mortgage Lending
Barbara Griffith – Loan Originator
Located in Tulsa, OK
Personalized Mortgage Experience
As a Loan Officer with Gold Mortgage, I bring more than industry expertise to the table. I bring genuine passion for helping people navigate what can feel like an overwhelming process. I know that for most people, securing a home loan is one of the biggest financial decisions they'll ever make, and I don't take that responsibility lightly. That's why I'm committed to making the complex simple, the confusing clear, and the intimidating approachable.
What I believe sets me apart isn't just my knowledge of loan programs, interest rates, and underwriting guidelines. It's my belief that every client deserves to feel heard, understood, and supported throughout their entire home-financing journey. I take time to really listen to your goals, your concerns, and your unique situation. Then I work to structure the right loan solution through Gold Mortgage that fits your needs perfectly.
My clients often tell me what they appreciate most is my communication style. I return calls and emails promptly. I explain things in plain English, not industry jargon. I keep you updated every step of the way so you're never left wondering what's happening with your loan. And when challenges arise, because they sometimes do, I'm the problem solver you want in your corner, working creatively and persistently to get you to close on time.
Whether you're a first-time buyer trying to figure out the difference between conventional and FHA loans, a seasoned homeowner looking to refinance, or an investor expanding your portfolio, I have the experience and resources at Gold Mortgage to guide you to the finish line. Our company offers competitive rates, low closing costs and a full range of loan products, and I work to ensure the entire process is as smooth and stress-free as possible.
At Gold Mortgage, I'm backed by a team that shares my commitment to excellence and client satisfaction. Together, we've helped countless families achieve their homeownership dreams, and there's nothing I find more rewarding than knowing I played a part in making those dreams come true.
When you work with me, you're not just getting a loan officer. You're getting a dedicated advocate, a trusted advisor, and someone who genuinely celebrates your success as if it were my own. Because to me, you're not a transaction or a file number. You're a person with dreams worth fighting for.
Ready to take the next step toward homeownership? I'd love to hear about your goals and show you how Gold Mortgage can make them a reality. Apply online and then reach out today for a no-obligation conversation about your financing options. If you prefer, I can take an application by phone. I'm ready to help you reach all your goals and dreams when it comes to home financing.
The Home Loan Process
Mortgage Pre-Approval
Get pre-approved from one of our Loan Officers to see how much you can afford.
House Shopping
Work with our team to find your next home you would like to move into.
Loan Application
Complete your home loan application to get the lending process started.
Mortgage Programs
Experience the best mortgage experience.
Home Loan Options
Our experienced mortgage advisors will walk you through the best mortgage loan program that will fit your specific scenario.
Conventional Home Loans.
FHA Home Loans.
USDA Home Loans.
VA Home Loans.
Frequently Asked Questions
How often can I refinance my mortgage?
There is no limit to the number of times you can refinance. However, you must qualify every time you apply and there will be costs associated with closing the loan each time.
Can I buy a home if I do not have money for a down payment?
Yes! There are a number of bond programs that offer low or no down payment financing options.
How do I know which mortgage is right for me?
The key to choosing the right mortgage is to understand the range of options and features available to you, as well as your budget, circumstances, and goals. Our licensed mortgage professionals are here to help you navigate that process. The more you know, the more comfortable and confident you will be choosing the best option for you and your family.
How long will the loan process take?
The Truth in Lending Act (TILA) does not permit a lender to close a loan until at least seven (7) business days have passed from the date your application was received. A typical home loan takes 30 days, as a number of third-party services such as appraisals, title work, and credit are required in conjunction with the mortgage process. Once you familiarize your Loan Officer with the details of your specific loan scenario, they will be able to provide you with a more specific timeline.
Will I qualify for a home loan?
The only way to find out is to speak with a qualified mortgage professional. Our Loan Officers have helped numerous clients who didn’t know if they could qualify to become home owners. We take the time to understand your financial situation and long-term financial goals, and then match you with the loan program that best fits your needs. Your approval for a loan may also largely depend on the price of the home you are financing. Getting pre-qualified prior to beginning your home search can give you an idea of what you may be able to afford.
Why do people refinance their mortgages?
Homeowners typically refinance to save money, either by obtaining a lower interest rate or by reducing the term of their loan. Refinancing is also a way to convert an adjustable loan to a fixed loan or to consolidate debts.
How much money will I have to pay upfront to buy a home?
This question does not have a simple, one-size-fits-all answer. The exact amount will depend on the price of the home you buy as well the type of mortgage financing you choose. Depending on your loan program, your down payment could be as much as 20% of the home’s price or as little as 3%, while some loans require no down payment at all.
Can I get a mortgage after bankruptcy?
You may still qualify for a home loan even if you have experienced a bankruptcy. The best way to find out if you qualify is to talk with a Loan Officer to discuss your options. Be sure to bring all paperwork regarding your bankruptcy so your Loan Officer can find the program that best fits your situation.
Should I lock my interest rate now, or wait until we are closer to our closing?
Interest rates fluctuate all day, every day. If an interest rate is good, it may be in your best interest to lock now. If you wait, you run the risk of an increase in rates later. If you are concerned that rates may go down after you lock, contact your Loan Officer to discuss your options.
Mortgage Calculator
See your total mortgage payments using the tool below.
State Licenses
OK #MLO39748
AL #305483
Interactive calculators are self-help tools. All examples are hypothetical and are for illustrative purposes only.
